Financial

Financial

The Hidden Cost of Home Ownership

The Hidden Costs of Owning a Home In purchasing a home, much like any other big purchase, you set a budget for yourself. When you’re setting a budget for purchasing a home though, there are plenty of financial factors to consider other than what your mortgage will be. If you’re a first-time home owner, you […]
Financial

Perks of Owning a Rental Property

Reasons Why You Want to Own a Rental Property In this day and age, more and more people are diversifying their investment portfolios. From dabbling in the stock market to making investments into new business ventures or products, having more than one source of investment income is an ideal way to set yourself up for […]
Financial

Myths about Down Payments

Myths to Stop Believing about Down Payments When you’re getting ready to purchase a home, whether it’ll be an investment property, summer getaway or the place where you lay your head every night, you have to have a down payment ready to go. With information flying around from all kinds of sources saying how much […]
Financial

The Benefits of Buying with Cash

Buying a Home with Cash You’ve probably heard the phrase, “cash is king,” at some point in your life. It’s an old phrase that has been around for ages, and has slowly made its way into the real estate market. Over the past few years, with the increase in foreign investments and the rebound of […]
Financial

How to Pay-Off Your Mortgage Early

Paying off Your Mortgage Early Owning a home is one of the biggest financial commitments you will make in your lifetime. With that being said, home ownership doesn’t have to be as long of a process as most mortgage terms indicate. If you make a small adjustment to how you are currently paying off your […]
Financial

Pressing Pause on Your Mortgage

Mortgage Forbearance and Mortgage Deferment Is There a Difference? Many homeowners are in search of mortgage relief and are looking towards mortgage forbearance and mortgage deferment for help. What is the difference? We are seeing the terms being used interchangeably and depending on the lender, there can be subtle differences between the two terms. Both […]
Financial

Best Retirement Cities in Orange County

Choosing the Right City to Retire In As you approach retirement years there are many factors to keep in mind, housing being one of them. There are many benefits to purchasing your retirement home sooner rather than later. Tax benefits like Prop 60/90 allow you to maximize your retirement. But there’s also something to be […]
Financial

Refinancing as Rates Rise in 2018

Mortgage Rates Rise, Refinancing Rates Fall As a homeowner, you are responsible for a variety of different things. Whether you are worrying about keeping the landscaping crisp, updating a bathroom or refinancing your home, there is always something to think about. As the cost of living in Orange County and in the rest of California […]
Financial

2018 Tax Deductions for Selling a Home

Preparing for Tax Season Spring is here and with that comes our favorite time of year…tax season! Actually, tax season is usually more of a headache than anything else. But there are a couple things you can do to make your life easier when the time comes. If you are thinking about selling your home […]

Financial The Hidden Cost of Home Ownership The Hidden Costs of Owning a Home In purchasing a home, much like any other big purchase, you set a budget for yourself. When you’re setting a budget for purchasing a home though, there are plenty of financial factors to consider other than what your mortgage will be. If you’re a first-time home owner, you […]

Financial Perks of Owning a Rental Property Reasons Why You Want to Own a Rental Property In this day and age, more and more people are diversifying their investment portfolios. From dabbling in the stock market to making investments into new business ventures or products, having more than one source of investment income is an ideal way to set yourself up for […]

Financial Myths about Down Payments Myths to Stop Believing about Down Payments When you’re getting ready to purchase a home, whether it’ll be an investment property, summer getaway or the place where you lay your head every night, you have to have a down payment ready to go. With information flying around from all kinds of sources saying how much […]

Financial The Benefits of Buying with Cash Buying a Home with Cash You’ve probably heard the phrase, “cash is king,” at some point in your life. It’s an old phrase that has been around for ages, and has slowly made its way into the real estate market. Over the past few years, with the increase in foreign investments and the rebound of […]

Financial How to Pay-Off Your Mortgage Early Paying off Your Mortgage Early Owning a home is one of the biggest financial commitments you will make in your lifetime. With that being said, home ownership doesn’t have to be as long of a process as most mortgage terms indicate. If you make a small adjustment to how you are currently paying off your […]

Financial Pressing Pause on Your Mortgage Mortgage Forbearance and Mortgage Deferment Is There a Difference? Many homeowners are in search of mortgage relief and are looking towards mortgage forbearance and mortgage deferment for help. What is the difference? We are seeing the terms being used interchangeably and depending on the lender, there can be subtle differences between the two terms. Both […]

Financial Best Retirement Cities in Orange County Choosing the Right City to Retire In As you approach retirement years there are many factors to keep in mind, housing being one of them. There are many benefits to purchasing your retirement home sooner rather than later. Tax benefits like Prop 60/90 allow you to maximize your retirement. But there’s also something to be […]

Financial Refinancing as Rates Rise in 2018 Mortgage Rates Rise, Refinancing Rates Fall As a homeowner, you are responsible for a variety of different things. Whether you are worrying about keeping the landscaping crisp, updating a bathroom or refinancing your home, there is always something to think about. As the cost of living in Orange County and in the rest of California […]

Financial 2018 Tax Deductions for Selling a Home Preparing for Tax Season Spring is here and with that comes our favorite time of year…tax season! Actually, tax season is usually more of a headache than anything else. But there are a couple things you can do to make your life easier when the time comes. If you are thinking about selling your home […]

Coldwell Banker - Laguna Niguel

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